On 30 September 2026, the 中国人民银行 (People's Bank of China) published the 《中国人民银行关于《金融信用信息基础数据库管理办法（征求意见稿）》公开征求意见的通知》 to solicit public comment on the draft 《金融信用信息基础数据库管理办法（征求意见稿）》. source The notice proposes to further regulate financial credit information basic database business, strengthen financial supervision, and safeguard information subjects' legitimate rights and interests. source Feedback may be submitted by email or postal mail before the deadline specified in the notice. source
Who is affected
Financial institutions, credit reporting agencies and other finance-sector entities that handle personal financial information or connect to central credit databases should review this consultation closely.
What to do
Submit written comments on the draft 《金融信用信息基础数据库管理办法（征求意见稿）》 before 30 October 2026 by emailing zxjzqyj@pbc.gov.cn or by mailing the 中国人民银行征信管理局 at 北京市西城区成方街32号, postcode 100033, marking the correspondence “金融信用信息基础数据库管理办法征求意见” as instructed. source
Review the two attachments referenced in the notice—the draft rule and its drafting explanation—to identify potential operational or compliance impacts. source
Assess internal policies governing personal financial information and credit-data handling in preparation for finalised requirements, acknowledging that obligations may change before the rule is formally issued.
Key dates
30 September 2026: Publication date of the 《中国人民银行关于《金融信用信息基础数据库管理办法（征求意见稿）》公开征求意见的通知》. source
30 October 2026: Public comment deadline for the draft 《金融信用信息基础数据库管理办法（征求意见稿）》. source